Public Banking takes our money out of the hands of wall street bankers and keeps it in our communities. Right now, the state and local governments in Virginia have our money in private banks like Wells Fargo, Bank of America, and Chase. This means that we're giving these banks large amounts of the publics money for loans and fees. With public banking, this will no longer be the case. Instead of letting banks that caused the financial crisis to oversee our money it will be kept safely in a publicly-owned bank. Not only will this save taxpayer dollars but it will make it easier to fund our schools and infrastructure projects with the savings. It will allow people to have access to a bank that will not charge them outrageous account fees or interest for small loans. It's the fiscally responsible and moral thing to do.